At Campbell Federal Credit Union, Helping you is what we do. The only way we can do that is to get to know you and your financial situation. We have posted our lowest loan rates below. Applicants who are not approved at these rates or terms may be offered credit at a higher rate and/or different term. Your credit score is determined by various factors including your credit and repayment history. Please call us if you have any questions. Ready to apply for your loan? Start your online application NOW!
Loan Rates Effective 01/01/2025
| Loans | |||
| Rate | APR* | Term | |
| New/Used Auto | 5.50% | 5.50% | 60 |
| New/Used Auto | 6.00% | 6.00% | 72 |
| New/Used Auto | 6.50% | 6.50% | 84 |
| New/Used RV | 7.75% | 7.75% | 180 |
| New/Used Boat | 9.75% | 9.75% | 72 |
| Personal Loan | 9.75% | 9.75% | 72 |
| Home Equity – Fixed Rate | 6.50% | 6.50% | 60 |
| Home Equity – Fixed Rate | 7.00% | 7.00% | 120 |
| Home Equity – Fixed Rate | 7.50% | 7.50% | 180 |
| MasterCard (Fixed Rate) | 10.90% | 10.90% | N/A |
| Secured – C.U. Shares | 3.00% | 3.00% | 60 |
| Secured – Stocks | Prime + 1.50% |
Prime + 1.50% |
60 |
| Savings/Checking/IRAs | |||
| Rate | APY** | Term | |
| Traditional Savings (Suffix 01-16) | 1.00% | 1.00% | N/A |
| Holiday Savings | 1.00% | 1.00% | N/A |
| Vacation Savings | 1.00% | 1.00% | N/A |
| Checking Plus Interest | 0.25% | 0.25% | N/A |
| Traditional IRA | 2.00% | 2.02% | N/A |
| Roth IRA | 2.00% | 2.02% | N/A |
Dividend Rates effective 09/01/2024
*APR=Annual Percentage Rate. Lowest rates are posted. Actual rate and term is based on individual creditworthiness. Applicants not approved for these rates may be offered credit at a higher rate and/or term. Your credit score is determined by various factors including your credit and repayment history. These rates do not apply for refinancing existing Campbell FCU loans.
If you’re interested in opening a Savings, Checking or IRA, click on Membership Application or call Member Services at 800-257-5354.
**APY = Annual Percentage Yield. APY listed is current as of last declaration date. Rates are subject to change at any time without notice. Call 800-257-5354 for the most recent rates. Minimum opening deposit for Savings, IRAs and Checking is $25.00. Rates may change after the account is opened. Fees may reduce earnings. A penalty may be imposed for early withdrawal of Christmas and Vacation Savings and IRAs. Dividends are paid on the entire balance of Savings Suffix 01-16 only if the average daily balance is $100 or more. No dividend is paid on accounts with less than $100 average daily balance. Dividends are paid on Checking Plus Interest only if the average daily balance is $500 or more. See Truth In Savings Disclosure for complete information about accounts.
