Checking

Our checking accounts are a convenient affordable way to manage your finances. We offer four options:

Regular Checking–for accounts with an average daily balance of less than $500, a $3.00 monthly service charge applies.

Checking Plus Interest–for accounts with an average daily balance of less than $500, a $5.00 monthly service charge applies. A competitive dividend is paid on accounts maintaining a $500 average daily balance. (Dividends are compounded daily and paid monthly.) View our current Rates.

Free Checking with Deposit—No monthly service fee is charged if a regularly occurring payment, such as payroll, Social Security, Insurance, etc. is deposited.

E-Checking–No monthly service fee if you enroll in e-statements and BillPayer. You receive two free checks to clear each month, additional checks will be $1.00 each. This is a great account to open if you do not need paper checks and wish to do all your banking electronically.

Our Regular Checking, Checking Plus Interest and Free Checking With Direct Deposit offer the following benefits:

  • Visa Debit Card – Use it to get cash at ATMs or make purchases anywhere Visa is accepted.
  • Overdraft transfer protection option – Funds will automatically be transferred from your savings account to cover overdrawn checks, for a minimal fee per transfer.

Statements for all checking accounts are mailed monthly.

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